Connect Payments
into your Platform!
Stablecoin-powered cross-border payment infrastructure. Integrate our APIs to move money across the USD → INR corridor.
About Phodata
We build the rails that power cross-border payments — stablecoin settlement, payout APIs, and compliance-ready infrastructure for emerging markets.
Cloud-Native Architecture
Production-ready infrastructure with microservices, containerization, and auto-scaling built for performance at any scale.
Data & Analytics
Real-time dashboards, business analytics, and data pipelines to help you make data-driven decisions.
API & System Integration
Connect your tools, payment processors, CRMs, and third-party services with reliable, well-documented APIs.
Automation & DevOps
CI/CD pipelines, automated testing, monitoring, and alerting to reduce operational overhead.
Infrastructure
Our Products
Infrastructure for moving money across borders — stablecoin-powered rails, payout APIs, and consumer products built on top
Pym
LiveCross-Border Remittance Platform
Send money from the US to India at the best exchange rates. Receive payments from US clients with shareable invoice links. Stablecoin-powered rails with bank-grade compliance — live and processing transfers today.
- USD → INR transfers via ACH, wire, or card
- Receive Money — invoice clients & get paid via card, ACH, or wire
- Crypto-powered settlement (USDT) for near-instant delivery
- Real-time exchange rates with transparent fees
- KYC/AML compliant — US MSB registered
- USDT wallet with P2P send capability
Receive Money
NEWInvoice Clients & Get Paid Instantly
Freelancers and businesses in India can now create professional invoices, share payment links with US clients, and receive payments via card, ACH, or wire — directly to their bank account. No intermediary accounts needed.
- Create & send professional invoices in seconds
- Shareable payment links — clients pay via card, ACH, or bank transfer
- Auto-generated PDF invoices with your branding
- Real-time payment status tracking
- Free invoice generator available — no signup required
Pym Business
NEWPayroll & Bulk Payouts for Remote Teams
US companies and startups can now pay their remote employees and contractors in India at the best exchange rates. Upload a CSV, we handle FX and distribute funds via IMPS — no per-transfer hassle, no hidden fees.
- Pay remote teams & contractors in India from your US account
- Bulk payouts via CSV upload — handle 100s of transfers at once
- Automatic FX conversion at real-time interbank rates
- IMPS / UPI / NEFT delivery to any Indian bank account
- Itemized payment records for accounting & compliance
- Webhook notifications for every payout status update
Platform APIs
The same infrastructure that powers Pym — available as APIs for your platform. Stablecoin-powered rails built for emerging-market corridors.
Stablecoin Orchestration API
Programmable fiat-to-crypto and crypto-to-fiat rails. Convert USD to USDT (and back) via a single API call — no exchange accounts or wallet management needed.
- Fiat → Stablecoin (On-Ramp)
- Stablecoin → Fiat (Off-Ramp)
- Multi-exchange liquidity (Kraken, etc.)
- Custodial wallet management
Cross-Border Payout API
Deliver funds to Indian bank accounts via IMPS, UPI, or NEFT — programmatically. Built for platforms that need to pay out in INR at scale.
- IMPS / UPI / NEFT payouts
- Real-time P2P rate matching
- Webhook-based status updates
- Bulk payout support
Crypto On-Ramp & Off-Ramp
Let your users buy and sell stablecoins within your app. White-label on/off-ramp with Stripe-powered fiat collection and Kraken-powered execution.
- Card, ACH, & wire fiat collection
- USDT/USDC purchase & redemption
- Embedded widget or API integration
- Compliance-ready (KYC built in)
Coming Soon
Products on our roadmap — built on the same stablecoin infrastructure
Recurring Transfers
Scheduled cross-border payments — rent, EMIs, family support. Set it once, funds arrive like clockwork.
NRI Bill Pay
Pay Indian utility bills, insurance premiums, and loan EMIs from your US bank account.
Multi-Corridor APAC
Expanding beyond India — USD to Philippines, Vietnam, Bangladesh, and more using the same stablecoin rails.
INR → USD Corridor
Reverse flow for Indian businesses paying US vendors — circular float model for maximum capital efficiency.
Technology Stack
We use modern, battle-tested technologies to build reliable software
Frontend
Backend
Cloud & DevOps
Integrations
Why Choose Phodata
We go beyond code — delivering complete solutions with enterprise-grade reliability
Enterprise Security
SOC 2 compliant practices, encrypted data, and secure authentication built into every project.
Fast Delivery
Agile development with 2-week sprints. Ship your MVP in weeks, not months.
Scalable Architecture
Built to handle growth. From 100 users to 100,000 without re-architecting.
Dedicated Support
Direct access to your engineering team. No ticket queues or chatbots.
Documentation
Every project comes with comprehensive technical documentation and runbooks.
Ongoing Maintenance
Post-launch support, updates, and performance optimization to keep your systems running smoothly.
Get Early Access
Interested in our APIs or products? Drop us a message and we'll get you set up.
Request access
Contact Information
Use the form to reach us
We'll respond within 24 hours
Location
Albuquerque, New Mexico
United States
Phodata LLC
Registered MSB in New Mexico, USA. We build stablecoin-powered cross-border payment infrastructure, payout APIs, and fintech products for emerging-market corridors.